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Recent Articles

Mar
01
2023
How to Profit from Buying a Home Now Despite Rising Rates
Mortgage rates have steadily risen over the last few weeks, leading many potential homebuyers to pause their search. While it is understandable to be concerned about higher rates, this could actually be an opportunity to buy the home you’ve been searching for. Fewer buyers in the...
Feb
22
2023
Homebuying Help: How Downpayment Assistance Programs Work
If lack of downpayment or funds for closing costs are the main hurdle to buying a home, a state or local downpayment assistance program may be the answer! Most states, counties, and cities offer assistance in the form of grants or no-interest loans to help home shoppers pay for these costs...
Feb
15
2023
What's the Max Debt-to-Income (DTI) Ratio for a Mortgage?
Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. So before getting pre-approved, your mortgage advisor will review your income and debts to help you understand where you currently stand.  In this article, we’re going to look at what a...
Feb
14
2023
Here’s Why You Don’t Need a Large Down payment to Buy a Home in California
If you are buying a home in California, you may have heard that you must come up with a 20% down payment to get approved for a loan. We understand many borrowers' frustration since only some have enough saved for a large down payment. We have good news for you! The 20% downpayment is a myth. In...
Feb
13
2023
Here are the California Firefighter Mortgage You Need to Know About
If you’re a firefighter in California, you might find it challenging to find a suitable mortgage that meets your financial needs. With California’s rising cost of living, it’s essential to explore available mortgage options and take out a loan that matches your...
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